Highland Lakes McKinney: Pulte, Taylor Morrison & New Home Guide

Taylor Morrison’s October 2026 community fact sheet lists an approximate 2026 annual base assessment of $650. Dividing by 12 gives $54.17 per month, rounded, as a budgeting comparison. It does not establish billing frequency or every charge for a home.

• Request the current master-association budget, governing documents, assessments, and any separate or special charges.
• Confirm the actual property’s obligations, including a Pulte purchase or a different phase.

The sheet identifies Highland Lakes Homeowner’s Association, Inc. and gives neighborhoodmanagement.com and 972-359-1548 as management contact information. Ask for current rules and owner responsibilities before making plans for the property.

• Review parking, rentals, pets, landscaping, fences, exterior changes, and amenity access.
• Ask about transfer, resale, capital-contribution, reservation, or other charges.
• Review your insurance and maintenance responsibilities for the actual home.

The fact sheet lists Grayson-Collin Electric Cooperative and separately identifies CoServ for phase 5. It also lists Atmos gas, City of McKinney water/sewer and trash/recycling, and AT&T service information.

• Verify the exact address’s utility providers, internet availability, installation dates, and deposits.
• Do not assume the same electric provider serves every phase or that the sheet lists every available service.

The builder fact sheet is dated October 2026 but labels its tax figures as 2025. For this guide’s 2026 reference, Collin County’s jurisdiction table lists City of McKinney 0.412284, Collin County 0.151414, Collin College 0.081220, and Prosper ISD 1.201100, each per $100 of taxable value. Their arithmetic subtotal is 1.846018 per $100.

If all four listed entities tax the same $700,000 value, with no exemptions or additional entities or assessments: $700,000 × (1.846018 ÷ 100) = $12,922.13 per year, rounded. Dividing the unrounded annual amount by 12 gives $1,076.84 per month.

• This is an arithmetic example, not a quote or bill for a Highland Lakes home. Exemptions can create different taxable values for each entity.
• Budget separately for mortgage principal and interest, insurance, HOA, utilities, maintenance, and other charges.

Both builders advertise no MUD/PID. Verify the selected lot’s taxing entities and any special-district or assessment obligations in its records and closing documents. A new-home tax estimate may reflect vacant land or partial construction.

• Ask for a completed-home estimate before setting your budget.
• Confirm taxable values, exemptions, and any additional charges for the actual property.

Some reviewed builder advertisements involve adjustable-rate mortgage programs or other introductory offers. Ask for the full terms, fixed introductory period, later adjustment rules, rate caps, APR, points, fees, and eligibility requirements.

• Confirm contract and closing deadlines and whether the home qualifies.
• Do not treat a sample principal-and-interest payment as the complete monthly ownership cost.

Use written Loan Estimates based on the same loan amount, loan type, and timing. Compare loan costs, lender credits, monthly costs, and cash to close. Keep the home price, lot premium, options, builder incentive, and any buyer rebate separate.

• Review the survey, plat, setbacks, easements, grades, drainage, retaining walls, and official flood information for the parcel.
• Check privacy, sound, sunlight, roads, construction, utilities, and adjacent land uses.
• Verify the status of any future school, road, amenity, retail area, or trail shown on a development map.

Arrange inspection access early and understand how findings and repairs will be documented. Review warranty coverage, exclusions, deadlines, claims, and the start date.

• Discuss construction-stage inspections where appropriate and permitted.
• Confirm agreed repairs and complete the final walkthrough before closing.

Read the actual builder contract and addenda before signing. Confirm what happens if construction, financing, an appraisal, or your own home sale is delayed.

• Put agreed options, prices, incentives, credits, repairs, and dates in writing.
• Use qualified legal, tax, lending, insurance, or inspection advice when your question calls for it.

This guide covers Pulte’s Signature and Terrace series and Taylor Morrison’s 50s and 60s collections. Use the tables to compare layouts and published figures, then request the current lot and home options from Shane.

The reviewed menus show one-story Pulte Bell, Blue Sky, Azle, and Boling designs, plus Taylor Morrison Auburn, Merlot, and Pewter. Pewter lists a three-car garage; other three-car designs appear in the tables. Availability and lot compatibility require current confirmation.

The count describes published menu entries. Taylor Morrison labels Carmine, Saffron, and Amber for quick move-in homes without a starting price. A menu entry, price, or quick move-in label does not establish a released lot, active inventory, or immediate possession.

Pulte currently lists Bridges; Taylor Morrison’s pages and October 2026 sheet list Jones. Ask Prosper ISD to confirm the exact purchase address and intended school year. Do not assume an advertised campus or future school is an enrollment guarantee.

Complete Shane’s request form with your budget, target move-in date, preferred layout, financing plan, and any previous builder contact. Shane can verify current inventory, promotions, pricing, and registration requirements before arranging a visit.